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Eimeo Czemak
Teahupoo heartthrob Eimeo Czermak, ruined by a combo of wild health costs in the US and not having travel insurance. | Photo: @hanahlife

Tahitian heartthrob Eimeo Czermak financially ruined after wipeout at Vans Pipe Masters

“The combination of the ambulance ride, hospital stay, MRI and other tests, ended up costing me $55,000”

We got GoFundMe’s coming out the wazoo after a wild start to the Hawaiian season courtesy of that classic combo of surfers throwing ‘emselves over the ledge at Pipe with no travel insurance and the US’s out-of-control health costs.

Peruvian surfer Joaquin Del Castillo, a surfer known for kinky airs as well as the ability to impound himself in the Pipeline palace, shattered his hip in ten places.

He is asking surfers to continue sending cash into his GoFundMe account ‘cause he limped away from hozzy with a one-hundred gee bill in his pocket.

Eimeo Czermak, twenty years old and a Teahupoo kingpin, suffered spine and head injuries while following a wipeout during his heat with the three Florence bros at the Vans Pipe Masters.

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“This was probably one of the hardest and scariest moment of my life,” the carrot-topped heartthrob told his fans on Instagram.
“In the second slide there’s a little video of what happened and the crazy part is I don’t even remember anything of this…💔 I don’t know if I can even talk about what happened after I left the contest so I’m gonna keep it to myself but I’m so happy and grateful to be alive and looking forward to heal.

In the video, Eimeo Czermak is pitched head first, driven to shore by the water patrol where we find him retching on the beach.

 

Eimeo’s injuries were even worse than first thought, too.

In a little back and forth exchange with Eimeo’s dad a couple of weeks back, turned out his kid is just hoping to get the use of his legs again.

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Now, fans and critics have gone head to head on the kid’s Instagram account after Eimeo revealed he was 55k in the hole ‘cause he didn’t have travel insurance, wrongly thinking he’d be covered by the Vans-sponsored contest.

In his GoFundMe message Eimeo writes,

I’m Eimeo Czermak, a 20 year old pro surfer from Tahiti who suffered a serious injury to my spine and head competing at the Vans Pipemasters on the North Shore of Oahu. I fell on a wave and damaged my spinal cord and head, which caused a serious concussion, when hitting the reef.

I am grateful for the Hawaiian Water Patrol and team of lifeguards that brought me to shore but once arriving on shore, I realized I didn’t know where I was and couldn’t remember what was happening.

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Shortly after, they put me in a stretcher and a neck brace. That was when the adrenaline wore off and I felt intense pain on my spine and couldn’t feel my legs.

I was taken by an ambulance to the ICU at a local hospital where they performed various procedures and, although I told them I did not have health insurance, they required me to stay overnight which cost me $37,000.

After that, I couldn’t feel or move my legs for a week and a half, and still to this day am dealing with the effects of the injury and concussion, which has resulted in depression. I’ve never been one to ask people for money or help, but this situation unfolded without my control and has put me and my surfing career in a very difficult position.

The combination of the ambulance ride, hospital stay, MRI and other tests, ended up costing me $55,000.

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If I’m unable to pay back the hospital bills, I won’t be allowed to return to the United States or surf in Hawaii again since I am from Tahiti (French Polynesia).

This is heartbreaking for me because Hawaii is like a second home to me and has played a huge role in growing my career because of the major contests’ I’ve been able to compete in there. If I’m unable to return to Hawaii, it’ll have a huge negative impact on my surfing career.

So far, fans and pals have raised almost ten gees of the desired fifty-five for Eimeo Czermak.

Not everyone was thrilled by the latest call for cash from an uninsured surfer, although they were in the minority.

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Hot take: people surfing life threatening waves shouldn’t do it without medical insurance

Imagine going to the US and not having health insurance. Then imagine surfing Pipe on top of that. Funny how the world stage in snowsports doesn’t seem to have the same issue. It’s a given that if you’re on the hill you have insurance – same should be said here.

Ah, excuse me? But sorry to say as it is, he just had to take his disposition especially as a high-level athlete. When you know you’re going abroad especially in the field of sports and worse as a HIGH LEVEL ATHLETE! SURF discipline, we know that the danger is real. Then even every departure abroad sorry but you take insurance WHY? Because you never know what could happen to us down there. And he knows that medical bills in America are very expensive. But here you go on social networks, because yes it’s nice to be hot my friend but you must have known all this.

Most of the fury was aimed at Vans, who recently made news by sacking most of their surf team, and who appear to’ve ignored the kid after he left in the event all trussed up in an ambo.

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Wow The @vans Pipe Masters Invitational had no insurance for the athletes at a wave like Pipeline . Sounds like a massive liability problem

What???? The event had no insurance ? At Pipe? That’s crazy. Get well my friend

Make a contest without insurance is ridiculous

@vanssurf really?!? No support to an athlete that puts his life on the line to deliver a great show that makes your contest a hit?!?! I mean, with all due respect it is unacceptable that you guys would even consider treating the participant athletes with such disregard 🤦🏾‍♂️ Once again the surf community will pull it together for one of there own to cover up lame corporate greedy disrespectful attitude towards the people that make it happen!

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@vans you guys should cover this.. it’s a drop in the ocean for you. You’de be nothing without good surfers promoting your brand

@vanssurf @vanssurfevents @vans Hook this boy up. Every competitor needs to be covered. When competing you go hard or go home for the show that gives you highlights. When shit goes down the competitor needs to be looked after.

These athletes put their lives on the line for these events. How do you not at the very least offer them health insurance for injuries sustained during events?

The contest didn’t have insurance?! What Da Fuck?! You guys could literally die surfing at that spot. There should definitely be insurance requirements for these comps and contestants.

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And so on, although some followers of Eimeo Czermak, better versed perhaps in the machinations of contest insurance, said the event was covered because competitors signed the obligatory waiver. And, surely, no one travels without travel insurance.

A good lesson for Eimeo Czermak and Joaquin Del Castillo, don’t y’think?

I can’t imagine a world where I wouldn’t shell out the few hundred bucks for travel insurance.

Et toi?

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You ever roam the globe without a little insurance back up?

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148 Comments
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tim_nelsen
tim_nelsen
tim_nelsen
tim_nelsen

the fixx!

Picard Madeoff

We all must work with the tools we are given and you seem very strong and accepting of those tools. I once went out with a girl who was very self-conscious about her rather large nose. Once I taught her how to use it to my, oops I mean her benefit her confidence soared.

tim_nelsen

top ten protest records? all alongt he watchtower and fortunateson and theres something happenin here…chamber bros time!

GiGi

Check a thing called ‘charity care’…. ER has to take you no matter what —— if ya ain’t got the $$,,,, some hospitals got cash in that charity care kitty —- no joke

Picard Madeoff

Agreed but I never noticed anything beyond the big smile.

Barnycle

$50K for a trip to the hospital that would cost under $5k in almost every other first world country on earth. Quite a system you’ll seppos have.

Picard Madeoff

Can we talk about Coco’s overbite?

Picard Madeoff

I preferred to swing Estwing and Vaughan when I framed my way through college

Channel Bottom

Isnt this site trashy enough without using the words “heart throb” in the headline.

NEGATRON

Feel free to use the suggestion box on the side bar.

Shredy Kruger

Let’s All Go Do Some Crazy Shit in Another Country and Ask Everyone to Pay for it when it all goes Pear🍐!!! Cause We’re Cool Like That!!!😎

tim_nelsen

ok. read all comments. for this i ask: “What does Mrs. Smith have to say? She manages pros…and Mr. Smith hates prose.”

Rocks local

that is an excellent question.

Sellme fitzgobbins

Again , travel insurance costs a couple hundred bucks for a month in Indonesia or Hawaii, seems a small price to pay in comparison
Poor wave selection too.

Rocks local

It’s pretty simple, really. Putting legalities, etc, aside and whether or not the surfers should have had the foresight to cover themselves (perhaps, but then again), if the surf community came together and vowed to boycott Vans unless they covered medicals for surfers injured in their contest, Vans would cave and pay the bills.

So I’ll start. Not buying another pair until they do. And will put my beloved all weather Sk8 Hi’s, that I’m actually wearing this morning, in the closet.

AI (for ever) .

Look I get it.

But think, rather than be bitter.

If I was twenty and had the ability too surf pipe and be INVITED to the pipe masters.
I’d sign my life away in the blink of a eye and go and charge.

This isn’t a random free surfing injury.
It’s a promotional sponsor event.

Ffs, the bloke deserves his medical bills covered and if he can’t walk again, that should be covered as well.

If he had of made the drop and score a awesome tube / photo he would been used by vans to sell a tens of thousands of shoes.

Take your hammer and shove it up your arse

Picard Madeoff

Some people feel like they are owed what they don’t deserve and while I feel sorry for him, he should have insurance. I always had insurance even during the 4 years I ski bummed while in my early 20s. No excuses

Happy Camper

in order to obtain a permit from DLNR, Vans would have been required to have insurance of at least $1mil, 500k per incident minimum but considering it’s a specialty event and the significant potential for harm Vans would have probably been required to provide a $5mil policy.

Even if Eimeo signed a waiver, the waiver doesn’t hold water.
Eimeo should file a suit. Vans insurance company will pay up to $100k to avoid litigation.

AI (for ever) .

Thank you!

Fuck the wsl and fuck vans too!

Rocks local

the mere reality of whether or not someone has a lawyer in a situation like this is usually a pretty good proxy for whether their claim (threat of litigation) holds any water — if there’s a claim to be had, there’s a lawyer to be found, generally speaking.

So if there is no lawyer involved …

Happy Camper

….if there is no lawyer involved, he hasn’t contacted them.
Eimeo was contracted as an athlete in the Vans event which he was invited too and he was a featured performer in the Vans broadcast and their marketing.

kind of hard for Vans to separate themselves from their liability obligations

Rocks local

I hear you. I’m not weighing in one way or the other on the fundamentals. Just saying that when there’s no firefighter on the scene that typically means either 1) no one has called 911, or 2) there’s no fire. Time will tell.

Happy Camper

my cousin got run over by a car 2 years ago. she didn’t retain an attorney for two months after. this because the attorney’s she spoke with explained that she needed to go through the medical process and accumulate all medical bills and get a prognosis.

it seems at this point Eimeo’s condition and prognosis is not clear.
he should be in discussions with attorneys at this point, but he has two years to file a claim. they will withhold filing a claim until the totality of expenses can be calculated.
though Eimeo should have an attorney contact the hospital and tell them to hold off on collections until they have had time to negotiate with vans insurance provider.

Rocks local

Sucks for your cousin, hope she’s ok now. And hope Eimeo bounces back quick and doesn’t have lingering stuff dragging on too long.

Shredy Kruger

I signed a waiver in Mexico to Run with Bulls in Tijuana. I Won! Should’ve Castrophically Failed and Got Paid! I just had to Go back to work the next day. Another Missed Opportunity….I Could’ve Sued Mexico! Hay Dios Mío!!..

Hippy

Ask for 7 figures.

sftical

Everyone trying to dunk on him about Travel insurance when they clearly don’t know the first thing about it. Painfully stupid. It doesn’t cover surfing in one of the most dangerous competitions in the world. Or jumping off a bridge. Or free climbing El Capitan. Vans has a ton of implied liability here, anyone can bring a lawsuit with merit for this, waiver or not. They either need to provide insurance for all the competitors or at least connect them with the resources to get it themselves. I’m 100% sure WSL does this as a cost of doing business. Is there anyone behind the curtain in the surf industry? Is this shit so completely hollowed out and brainless that they can’t even look out for each other? North Shore should tell Vans to GTFO for this shit.

AI (for ever) .

I’m speculating that because ( at least in Australia) the WSL simply licensed the events that are actually sponsored by various government agencies the workplace insurance would be on them ( government).
Could explain why the WSL was so quick to abandon the W.A leg when surfers complain about sharks.

Vans has a very dicey legal position and in any case what Hawaiian government agency approved the event too run without insurance?
They could be legally responsible. Who was the contest director who made the call to run the event that day? He can be legally responsible, lifeguards right down to who ever handed him his vans rashes had a duty of care , that obviously failed and could be held responsible.
I was once a very small fish caught up in a lawyers very big net.
Trust me, lawyers live for serious career ending injuries that occur in bush league d rated events.

This bloke doesn’t need go fund me. He needs a lawyer.

Choc

WSL entry fee covers insurance. This has nothing to do with government agency sponsorship. WSL force the surfer to be responsible. If this kid hurt himself free surfing before or after the comp would you suggest he gets a lawyer?

Why does everyone try to blame someone else for their own dumb choices….

AI (for ever) .

The incident on topic was DURING a event.
Recent post revealed insurance is available just vans are trying bluffing the bloke doEn to avoid a higher insurance premium next event.

Fuck you and your over priced third world shit shoes you walking in

Abscessed Llama

He may not wan’t to take the legal route do to potential black ball issues with industry sponsors etc. I once helped a guy build out a super fast catamaran he shipped into Waikiki. He was in a wheelchair for life from competing in a ski jumping event in Vail or Aspen. Sued the resort won and had know financial issues the rest of his life.

Choc

Wrong. Plenty of travel insurance specifically for this. WSL include insurance in entry fee.

Low wide stinkbug stance

I know a bit about Travel Insurance as I used to sell it.

Travel insurance only gets dicey when you are talking about alpine sports, motor sports and scuba diving. And of course any policy that includes the US is more expensive but that’s the price you have to pay.

I mean this poor bastard got hurt but, when compared to getting on a motorbike, flying down a mountain or submerging yourself deep under the water, it’s nowhere near as risky. Think how much it costs to keep Schumacher alive. I suggest you read the product disclosure statement because you’ll find that surfing (in a non-professional capacity) is not excluded.

Where your point *is* valid is that he was competing in a pro event and that’s not normally covered in generic travel insurance. He may (?) even be able to argue that since the comp was unaccredited, he wasn’t competing in a professional capacity. But I think we all deep down suspect he didn’t even have travel insurance.

Even then, it’s not like surfing is the only sport where you might get hurt in competition. As if those guys in ski jump aren’t covered. It’s obviously an epic fail on his part for assuming there was in-competition cover. But i’m pretty confident that with a manager (or just some common sense) he could have either (a) gotten himself cover for surfing in competition, or (b) read the fine print on the entry form. That’s on him, unfortunately.

It’s not like surfing is some uninsurable activity. I work in a job where if I fuck up you get another Deepwater Horizon and Marky Mark gets to play me in the movie adaptation. But I get professional insurance just fine. Costs a bomb but that’s on me

Abscessed Llama

Give us a list of the best carriers?

Snowbored

World Nomads. Global Rescue.

Low wide stinkbug stance

ISOS for full extraction cover. All the oil companirs use them to get you out on chartered medivac.

Shredy Kruger

Pretty sure Surfing the Most Deadly Wave on the Planet probably not covered. I could be Wrong though, it’s slightly possible….

Low wide stinkbug stance

If you want rock star treatment that’s easy: qatar, emirates and Singapore airlines.

If travelling with boards it’s a bit more complicated to weasel out of extra fees, but it depends on where you are going. United let boards go “free” if you fly via LAX or SFO because surfing is the state sport of California.

Sellme fitzgobbins

Bullshit , travel insurance covers surfing injuries, I have used it and know of people flown home from Indonesia fully covered , you just have to have it and not rely on ” I get free travel insurance through my credit card
because I bought a
plane ticket”

Not sure about bridge jumping ?

SlickSaintNik

I have accident insurance that covers surfing, but not in a contest

Shredy Kruger

“Don’t Ask, Don’t Tell” Brainless Holloed Surf Industry. You Nailed it Brada!!!

tim_nelsen

Without slandering…the Uncle…who really is a good guy…

That contributes…only to be slain…by family gossip…

Worse than liberal columns…no defense…just say “LOVE” once or twice…

I’ve heard first testimony it’s the fire bell syndrome…a fire man thang…

Don’t know whether it’s a real emergency…or just a false alarm….

Drives a man insane…

Or driven to drink…

Or simply to make it home from work…it’s a personal thang…

An endeavor… or a livelihood…a chosen career…

Beaten down by partners or beaten down by a career…

But not by family that staggers a career…

We know what you do DAD…

And I never lied…

Rocks local

Got the good shit tonight dss

tim_nelsen

UNCLE!!!


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